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*http://www.dailymail.co.uk/money/saving/article-5229759/How-Isa-pay-18p-1-000.html

Although investment through the Innovative Finance ISA may offer a higher rate of return than other ISA’s, it is likely to be much harder to transfer or sell your investment in the bond than if you were using a cash or stocks and shares ISA. There may also be higher setup and yearly charges and you should review this before making any decision. There are other risks specifically associated with investing into a bond through the Innovative finance ISA and you should make sure you read the risk section in the information pack fully before proceeding any further 

**Tax treatment depends on the individual circumstances of each investor and may be subject to change.

Please be aware when investing that your capital is at risk and the value of your investment can go down as well as up. You may get back less than you invested

Some ISA products are investments and as with many investments, capital is at risk. This is clearly shown in the information pack that you receive. Projected returns are sourced from previous data applied to current market variabilities which can fluctuate over time. The fact that the bond is asset-backed would not guarantee that all capital would be repaid. This also means that there is a liquidity risk and there is likely to be a delay in repaying your capital should you request it

Barbican ISA is a trading name of Northern Provident Investments Limited which is Authorised and regulated by the Financial Conduct Authority (no. 647948). Registered in England and Wales (no. 08807099). Northern Provident Investments Limited is not covered by the Financial Services Compensation Scheme. The Barbican ISA is run by Northern Provident Investments Limited an ISA manager Authorised and regulated by the Financial Conduct Authority”, and enables you to invest in various bonds issued under Barbican Bond Co 1 Limited which is part of the Barbican Group. Northern Provident Investments Limited is registered with the Office of the Information Commissioner no. ZA287335. Registered Office: Northern Provident Investments Limited, 3rd Floor, 207 Regent Street, London W1B 3HH.

Contact
Clever ISA and Barbican are trading names of Barbican Bond Co 1 Limited. Registered in England and Wales, company number is 10952707 and registered office address is 65 Compton Road, London, EC1V0BN. Tel: 08081680232 | Email: info@barbicanisa.co.uk.

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Clever Investment Choices is a trading name of AdTech Media LTD a registered company in England & Wales. 

Company Reg No: 11139927. 

15 Wheeler Gate Nottingham NG1 2NA United Kingdom

Investing in stocks and shares can be a high-risk activity, but the right investments could earn you higher returns than any savings account.

However, it is essential to consider where you invest and what you invest in, to maximise your chances of making a profit.

Here at Clever Investment Choices, we can help you make the right decisions that could help you grow your investments by connecting you with the best companies to suit your needs.

Get the most from your investments with our free investment comparisons, guides and tips. 

Types of investments may include;

Stocks and Shares Dealing

Fixed-Rate Bonds

Pensions

Investment ISAs

Exchange Traded Funds (ETF)

Commodities

About Us

Fed up of getting poor returns?
See what you could be getting

Instantly compare the 
best investments today!

Make your money work harder

Investing in stocks and shares can be a high-risk activity, but the right investments could earn you higher returns than any savings account.

However, it is essential to consider where you invest and what you invest in, to maximise your chances of making a profit.

Here at Clever Investment Choices, we can help you make the right decisions that could help you grow your investments by connecting you with the best companies to suit your needs.

Click Here to Read Our Privacy Policy

Clever Investment Choices is a trading name of AdTech Media LTD a registered company in England & Wales. Company Reg No: 11139927. 
15 Wheeler Gate Nottingham NG1 2NA United Kingdom

ABOUT US

Our website is an online source for information on investment related products.

We are not authorised to give advice and we are not liable for any financial advice provided by or obtained through a third party.

We pass the data provided by you on the online forms to relevant third parties who will contact you in relation to investment products.

 We are not authorised to give advice and we are not liable for any financial advice provided by or obtained through a third party. 

Disclaimer

CAPITAL INVESTED IS AT RISK - you may lose some or all of your investment. Returns are NOT guaranteed. All prospective investors are advised to seek independent financial advice

CAPITAL INVESTED IS AT RISK - you may lose some or all of your investment. Returns are NOT guaranteed. All prospective investors are advised to seek independent financial advice

Our website is an online source for information on investment related products.

We are not authorised to give advice and we are not liable for any financial advice provided by or obtained through a third party.

We pass the data provided by you on the online forms to relevant third parties who will contact you in relation to investment products. 

We are not authorised to give advice and we are not liable for any financial advice provided by or obtained through a third party. 
 

Why use Clever Investment Choices?

Tips For New Investors

In the current economic climate, with interest rates at record lows, you could be losing out by keeping your money in a savings account because inflation will eat into your returns, meaning you could lose money in real terms.

Investing your money in the right places could enable you to achieve an inflation-beating return and help you reach your long-term financial goals. For example, you could earn far higher returns by investing your money in Stocks and Shares. But it's important to understand that when you invest, you are putting your money at risk. The higher the risk you take with your money, the greater the potential for growth. But with this comes an increased chance of losing your money. The stock market is unpredictable and there are no guarantees.

If you're thinking of investing in stocks and shares, our comparison service is an excellent way to find the best stocks and shares companies and products. 

When making financial decisions, it's essential to consider the steps below:

Set clear financial goals and timeframes

Are you just looking to save your money for retirement? Or are you looking for a regular income? Is there a set amount that you want your money to grow by or a minimum income that you need?

Once you know your financial goal, you must set a realistic timeframe for achieving that goal. The timeframe will also depend on the purpose. For example, are you investing so you can by your dream house in 5 years or do you want to retire at the age of 55? Once you know your target, it will give you a clear idea of the kind of rates of return that you'll need from your investments and whether or not your goals are realistic.

Understand you attitude to risk

Understanding the risks you'll encounter when investing and deciding how much risk you are willing to take is fundamental. You might have a long-time frame, and plenty of cash to fall back on, or you might have set aside some money to invest in high-risk products in the hope of faster and more significant returns.

However, if you don't think you would sleep at night if the markets became volatile, or that you might lose the money you invested, then a high-risk approach probably isn't for you.

Seek financial advice

Many investors make their own decisions without advice. We are not saying this strategy does not work, but doing it yourself requires time, knowledge and confidence. If you take financial advice, you'll be able to talk through all the points raised above and ensure that your investments are tailored exactly to your needs.

Make Your Money Work Harder

Get the most from your investments with our free investment comparisons, guides and tips. 

Instantly compare the 
best investments today!

Make your money 

work harder

Let us help you beat the banks and make more from your money

In the current economic climate, with interest rates at record lows, you could be losing out by keeping your money in a savings account because inflation will eat into your returns, meaning you could lose money in real terms.

Investing your money in the right places could enable you to achieve an inflation-beating return and help you reach your long-term financial goals. For example, you could earn far higher returns by investing your money in Stocks and Shares. But it's important to understand that when you invest, you are putting your money at risk. The higher the risk you take with your money, the greater the potential for growth. But with this comes an increased chance of losing your money. The stock market is unpredictable and there are no guarantees.

If you're thinking of investing in stocks and shares, our comparison service is an excellent way to find the best stocks and shares companies and products. 

When making financial decisions, it's essential to consider the steps below:

More From Clever Investment Choices

More From Clever Investment Choices